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Humana Expands Medicare Coverage in the Des Moines Area

New Local PPO Now Available for People with Medicare

HumanaChoicePPO features $0 premium, prescription drug benefits, fitness program

DES MOINES, Iowa - November 12, 2007 - Humana Inc. (NYSE: HUM) announced today the expansion of its Medicare presence in Dallas, Guthrie, Polk and Warren counties. Beginning on Nov. 15, seniors in those counties can enroll in a new, local HumanaChoicePPO plan for 2008.

The expansion, approved by the Centers for Medicare & Medicaid Services, builds upon Humana's other Medicare plans currently available in the Des Moines area, as the company focuses on providing greater choice to meet the changing needs of people with Medicare.

The HumanaChoicePPO is a Medicare Advantage plan that provides seniors with an affordable alternative to original Medicare or a Medicare supplement plan. Members have the flexibility to select a provider or facility of choice either in or out of network, although out-of-network benefits are reduced. The plan also offers unlimited generic medication coverage and low copays for in-network physician office visits.

"As baby boomers and individuals with Medicare age, their insurance needs change. We're committed to updating our Medicare product offerings to meet them where they are," said Scott Hannon, Medicare director for Humana's Iowa market. "We've listened to people with Medicare and have used our experience in health benefits to give them more options to fit their needs. With each local PPO customized for a specific market, we can better tailor our product offerings to the preferences of Medicare members."

The new PPO plan includes money-saving features, like coverage of vision, dental and hearing services, access to Humana's 24-hour nurse support service called HumanaFirst, and a member-assistance program designed to help members live active, fulfilled lives. The plan also includes membership in the SilverSneakers Fitness Program, designed especially for seniors, at no additional charge.

Those eligible for Medicare throughout the Des Moines area continue to have the choice of Humana's private fee-for-service plan, Humana Gold Choice, which offers members nationwide medical coverage, and stand-alone Part D prescription drug plans.

Humana Medicare Advantage is an alternative to original Medicare, not a supplement. For more information about enrolling in any Humana plans, visit Humana-Medicare.com or call toll-free 1-800-833-6578.

About Humana

Humana Inc., headquartered in Louisville, Ky., is one of the nation's largest publicly traded health benefits companies, with more than 11.3 million medical members, including approximately 100,000 in Iowa. Humana offers a diversified portfolio of health insurance products and related services - through traditional and consumer-choice plans - to employer groups, government-sponsored plans, and individuals.

Over its 45-year history, Humana has consistently seized opportunities to meet changing customer needs. Today, the company is a leader in consumer engagement, providing guidance that leads to lower costs and a better health plan experience throughout its diversified customer portfolio.

More information regarding Humana is available to investors via the Investor Relations page of the company's web site at , including copies of:

  • Annual report to stockholders;
  • Securities and Exchange Commission filings;
  • Most recent investor conference presentation;
  • Quarterly earnings news releases;
  • Replays of most recent earnings release conference call;
  • Calendar of events (includes upcoming earnings conference call dates, times, and access number, as well as planned interaction with research analysts and institutional investors);
  • Corporate Governance Information.

Contacts

Humana Corporate Communications
Amanda Dvorchak Harris, 312-441-5361
advorchak@humana.com

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