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Medicare
Supplement Plans
Basic Benefits of Medicare Supplement plans
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Plans A, B, C, F |
Plans K, L |
High Deductible Plan F |
| Premiums |
Moderate Premiums |
Lower Premiums |
Lowest Premiums |
| Out-of-Pocket Costs |
Lower (or no) out-of-pocket costs |
Higher out-of-pocket costs, but subject to out-of-pocket annual limits. |
Highest out-of-pocket costs. Must pay first $2,000 before Humana pays anything. |
| Basic Benefits |
Includes:
- Medicare Part A coinsurance and hospital benefits
- Medicare Part B coinsurance or copayment
- First 3 pints of blood
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Includes:
- Medicare Part A coinsurance and hospital benefits
- Medicare Part B coinsurance or copayment
- First 3 pints of blood
- Hospice care
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Includes:
- Medicare Part A coinsurance and hospital benefits
- Medicare Part B coinsurance or copayment
- First 3 pints of blood
|
Enrollment is guaranteed if you meet certain requirements.
 Plans A and B
Plan A provides basic coverage for hospitalization and medical expenses. Plan B includes the same basic benefits, plus coverage for your Part A deductible.
 Plan C
Plan C offers more coverage than plans A or B. You get the basic benefits listed in the chart above, plus coverage for the Part B deductible, skilled nursing care, emergency care abroad, and more.
 Plan F
Plan F offers the basic benefits, plus coverage for both the Part A the Part B deductible. Plan F also has a high-deductible option that can lower your premiums.
 Plans K and L
These lower-premium policies cover a range of medical costs, including doctor’s services and hospital care. The plan pays a percentage of your costs, and then you are responsible for a portion.
 Understanding Medicare Supplement Plans
It's smart to study all the Medicare Supplement plans, which are also known as Medigap plans before you decide which plan is best for you. Get the basics on eligibility, when you can enroll, and how these plans work with Original Medicare.
Need Prescription Drug Coverage?
Humana’s Prescription Drug Plans offer prescription drug coverage and can be purchased in addition to our Medicare Supplement plans. Or, check out Humana’s Medicare Advantage plans which offer medical and prescription drug coverage, all in one plan.
NOTE: Humana offerings may vary by state. Humana does not offer plans E, H, I or J.
*If you live in Massachusetts, Minnesota or Wisconsin, your Medicare Supplement (Medigap) policy may be called something different than “Medigap Plans A through L.”
**These policies may not fully cover all your medical costs. None of the standard Medicare Supplement plans cover:
- Long-term care to help you with daily tasks such as dressing, eating, etc.
- Vision or dental care
- Hearing aids
- Private-duty nursing
- Prescription drugs
You can apply for a Medicare Supplement insurance policy if you are a resident of a state where the policy is offered, enrolled in Medicare Parts A and B, age 65 or over, or, in some states, under age 65 with a disability and/or end stage renal disease (plan offerings and eligibility vary by state). Read more about Medicare Supplement eligibility requirements.
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