Medicare Supplement Plans A and B

Basic coverage at an affordable price

If you live on a fixed budget, Humana's Medicare Supplement Plans A and B may be right for you. Plans A and B have been designed to meet your basic needs and offer you an affordable addition to Original Medicare.

Both plans offer peace of mind

If you have unexpected medical expenses or need extended hospital care, you will have the peace of mind knowing that these plans will help you pay for your additional medical expenses. Both Plan A and Plan B give you many of the same medical and hospitalization benefits but if you choose Plan A, you will be responsible for paying both your Medicare Part A and Part B deductibles. If you choose Plan B, you will be responsible for paying your Part B deductible only.

Medicare Supplement Plan A

Humana's Medicare Supplement Plan A is ideal for people who want more coverage than Original Medicare, but don't anticipate using a lot of healthcare services. With this plan, you won't pay for extra coverage you might not use - but you could have some extra costs from time to time. Medicare Supplement Plan A provides basic coverage for:

• Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
• Medical Expenses: pays Part B coinsurance – generally 20 percent of Medicare-approved expenses – or copayments for hospital outpatient services
• Blood: pays for the first three pints of blood each year

Medicare Supplement Plan B

Like all other Medicare supplement plans, Humana's Plan B provides basic benefits for hospitalization and medical expenses. Besides the basic benefits, this plan adds a little bit more coverage for hospitalization. This plan might be a good fit if you want more coverage than Original Medicare, especially for hospital expenses, at an affordable price.

Medicare Supplement Plan B provides basic coverage for:

• Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
• Medical Expenses: pays Part B coinsurance – generally 20 percent of Medicare-approved expenses – or copayments for hospital outpatient services
• Blood: pays for the first three pints of blood each year
• Medicare Part A deductible for hospitalization

Humana's Medicare Supplement Plans

Medigap Benefits	A	B	C	F	K	L
Medicare Part A Coinsurance and Medigap Coverage for Hospital Benefits	X	X	X	X	X	X
Medicare Part B Coinsurance or Copayment	X	X	X	X	50%	75%
Blood (First Three Pints)	X	X	X	X	50%	75%
Hospice Care Coinsurance or Copayment					50%	75%
Skilled Nursing Facility Care Coinsurance			X	X	50%	75%
Medicare Part A Deductible		X	X	X
Medicare Part B Deductible			X	X
Medicare Part B Excess Charges				100%
Foreign Travel Emergency (Up to Plan Limits)			X	X
At-Home Recovery (Up to Plan Limits)
Preventive Care Coinsurance (Included in the Part B Coinsurance)	X	X	X	X	X	X

Extras for Humana Medicare Supplement plan members*
You can take advantage of health and fitness programs and Humana Active Outlook^®, which help you make the most of life by keeping you healthy, active, and involved. Explore all the reasons to choose Humana.

*The programs described are not insurance and are neither contractually offered nor guaranteed under Humana Medicare Supplement insurance policies.