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Humana Gold Choice (PFFS)
Flexible, affordable Private Fee-for-Service coverage
Humana Gold Choice® is a Medicare Advantage Private Fee-for-Service (PFFS) plan. That means you can see almost any doctor you choose, as long as the provider accepts Humana's terms and conditions of payment. Most Humana Gold Choice Private Fee-for-Service plans combine all the benefits of Original Medicare, prescription drug coverage and many extras into one simple, easy-to-use plan.
How the Humana Gold Choice (PFFS) plan works
With Humana Gold Choice, you may enjoy:
- Prescription drug coverage equal to or better than the standard requirement for a Medicare Part D plan
- Coverage for all the most commonly prescribed drugs for seniors*
- An affordable monthly plan premium
- No copayment for preventive services, including cancer screenings and routine immunizations
*Top 100 drugs by number of prescriptions from Medicare drug card experience.
Original Medicare benefits and more
With most Humana Gold Choice plans, you receive all the benefits of Original Medicare and more, including:
- Prescription drug coverage
- Hospitalization coverage
- Emergency coverage when you travel outside the United States
Unlike Original Medicare, you pay a fixed copayment for your doctor and inpatient hospital for covered services, so you can easily budget your healthcare expenses - no need to worry about high, unexpected medical bills.
A PFFS plan with a Medicare contract available to anyone enrolled in both Part A and Part B of Medicare through age or disability.
A Medicare Advantage Private Fee-for-Service plan works differently than a Medicare supplement plan. Your doctor or hospital can continue to treat you if it agrees to accept our terms and conditions of payment, and thus may choose not to treat you, with the exception of emergencies. If your doctor or hospital does not agree to accept our payment terms and conditions, they may choose not to provide health care services to you, except in emergencies. Providers can find the plan’s terms and conditions on our website here.
The benefit information provided herein is a brief summary, but not a comprehensive description of available benefits. Additional information about benefits is available to assist you in making a decision about your coverage. This is an advertisement; for more information contact the plan.

