Medicare Supplement Plans A and B

Basic coverage at competitive prices

Plans A and B are designed to meet your basic needs in addition to Medicare Parts A and B.

If you have unexpected medical expenses or need extended hospital care, these plans may help you pay for your additional medical expenses. Both Plan A and Plan B give you many of the same medical and hospitalization benefits with this distinction:

• If you choose Plan A, you will be responsible for paying both your Medicare Part A and Part B deductibles
• If you choose Plan B, you will be responsible for paying your Part B deductible only

Medicare Supplement Plan A

Medicare Supplement Plan A is ideal for people who want more coverage than Medicare Parts A and B, but don't anticipate using a lot of healthcare services. With this plan, you won’t pay for extra coverage you might not use - but you could have some extra costs from time to time.

Medicare Supplement Plan A provides basic coverage for:

• Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
• Medical Expenses: pays Part B coinsurance - generally 20 percent of Medicare-approved expenses – or co-payments for hospital outpatient services
• Blood: pays for the first three pints of blood each year
• Hospice care: pays Part A coinsurance

Medicare Supplement Plan B

Like all other Medicare supplement insurance plans, Humana's Plan B provides basic benefits for hospitalization and medical expenses. Besides the basic benefits, this plan adds a little bit more coverage for hospitalization. This plan might be a good fit if you want more coverage than Medicare Parts A and B, especially for hospital expenses.

Medicare Supplement Plan B provides basic coverage for:

• Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
• Medical Expenses: pays Part B coinsurance – generally 20 percent of Medicare-approved expenses – or copayments for hospital outpatient services
• Blood: pays for the first three pints of blood each year
• Hospice care: pays Part A coinsurance

In addition to the basic benefits, Plan B also provides coverage for:

• Medicare Part A deductible for hospitalization

Humana's Medicare Supplement Insurance Plans*

Benefits	A	B	C	F**	G	K	L	N
Medicare Part A Coinsurance and Coverage for Hospital Benefits								- $20 copay for office visits; $50 copay for ER
Medicare Part B Coinsurance or Copayment						50%	75%
Blood (First Three Pints)						50%	75%
Hospice Care Coinsurance or Copayment						50%	75%
Skilled Nursing Facility Care Coinsurance						50%	75%
Medicare Part A Deductible						50%	75%
Medicare Part B Deductible
Medicare Part B Excess Charges				100%	100%
Foreign Travel Emergency (Up to Plan Limits)

*Plans offered vary by state.
**Humana also offers a High Deductible Plan F and may offer a Medicare Select Plan F in your area.